Mortgage Blog

Find the Easy Way Home
You’re Pre-Approved – Your Maximum Amount Fluctuates?

You’re Pre-Approved – Your Maximum Amount Fluctuates?

October 29, 2017 | Posted by: Shayne Beeler

Disclaimer – while I can (at times) understand the intent of mortgage rule changes, there are always unintended consequences. One we’ll talk about in this post has the potential to impact ... [read more]

More Mortgage Rule Changes - Coming January 1, 2018

More Mortgage Rule Changes - Coming January 1, 2018

October 17, 2017 | Posted by: Roar Solutions

Mortgage Rule Changes – Taking Effect on January 1, 2018 These rule changes were just announced by “OSFI” (the Office of the Superintendent of Financial Institutions Canada). OSFI&r ... [read more]

52 Week Savings Challenge

52 Week Savings Challenge

October 5, 2017 | Posted by: Roar Solutions

  Saving money for a down payment to purchase a home is an area of focus for many of our new Clients, for sure. But even for those that already own a home, who wouldn’t benefit from just a ... [read more]

Variable Rates - They Do More Than Just Increase?

Variable Rates - They Do More Than Just Increase?

September 7, 2017 | Posted by: Roar Solutions

Let’s go back to 2010, a year where the Prime Rate increased three times. I recall the headlines at the time – it’s hard not to buy into the surprise of the sudden increases and it&r ... [read more]

What Options Does Your Mortgage Have?

What Options Does Your Mortgage Have?

August 24, 2017 | Posted by: Shayne Beeler

This would seem like a fairly basic question. What I find however, is that most are naturally familiar with their payment frequency and what term they have, while the additional options are less top o ... [read more]

Planning a Future Home Purchase?  Focus on These Areas:

Planning a Future Home Purchase? Focus on These Areas:

August 9, 2017 | Posted by: Shayne Beeler

  I’ve been fortunate to meet several Clients this year that while targeting a purchase anywhere from 6 to 12 months or more into the future, they saw value in starting the planning proces ... [read more]

Mortgage Rate Changes - Guess The Payment (Please Play Along)

Mortgage Rate Changes - Guess The Payment (Please Play Along)

August 2, 2017 | Posted by: Shayne Beeler

I’ve started asking more and more people for ideas on mortgage topics they’d like me to write on. Yesterday, it was suggested I break down how interest rate changes actually impact mortgag ... [read more]

Porting Your Mortgage

Porting Your Mortgage

July 25, 2017 | Posted by: Shayne Beeler

Porting Your Mortgage We’ve written before about “whenever there’s a mortgage decision to make, contact us” and porting your mortgage is one of those decisions. The most commo ... [read more]

Financing Condition - Why You Need One When Purchasing

Financing Condition - Why You Need One When Purchasing

July 19, 2017 | Posted by: Shayne Beeler

Financing Condition – Why You Need One When Purchasing:   I’d like to clarify the difference between a “pre-approval” and an “unconditional mortgage approval&rdquo ... [read more]

Mortgage Rate Increase - How Does this Impact Real Estate?

Mortgage Rate Increase - How Does this Impact Real Estate?

July 13, 2017 | Posted by: Shayne Beeler

Mortgage Rate Increase – How Does this Impact Real Estate? Quite often, we hear the words “rate increase” and we group all different types of mortgage terms into the same basket (va ... [read more]

Share This Page On:

Top